Privacy Policy

Document effective as of April 15, 2018

Hello! , We are very respectful of your privacy, and as we apply what we preach, “Do not do to another what you would not like them to do to you,” in general we take care not to use the information that you provide, beyond what is necessary to give you a better service. That’s review how the interaction of this website with users works, we do this with the help of third-party software, such as Google Analytics and MailChimp, we also try to ensure that those platforms do not use our website to spy on users.. But as one thing is what big companies say, governments, and another they do, and as the law requires, we are forced to present this very long document to protect us legally. ->

We have created this Privacy Policy to explain how we collect, use, disclose and protect your information, including any nonpublic personal information. This policy applies to the information we collect when using our website as described below.

We may change this Privacy Policy from time to time. If we make changes, we will notify you by reviewing the date at the top of this policy. We encourage you to review the Privacy Policy when you interact with us to stay informed about our information practices and ways you can help protect your privacy.

This privacy policy applies to services provided by Mutual Welfare Society, Mutual Welfare Venezuela, SBM Libre, SBM Juegos, UnityCoin, E-Nation. Referenced forward as “SBM”, “we”.

Collection of information.

Nonpublic personal information categories.

Information you provide us

We collect nonpublic personal information that you provide when you register with us. The types of information we can collect include your name, phone number, country and region, email address, date of birth, username, password and any other information you choose to provide.

Newsletter Information

This website operates an email newsletter program, used to inform subscribers about news, articles, products and services provided by this website. Users can subscribe through an automated online process if they wish, but they do so at their own discretion. Some subscriptions may be processed manually by prior written agreement with the user.

Information about your transactions with us

By registering with SBM for financial transactions, we collect nonpublic personal information related to each transaction, including transaction time, dollar amount, euro or other currency, shipping address, item purchased. We may also collect photos, notes or other information attached to your transactions.

Information we collect automatically from our services

When you access or use our Services, we automatically collect information about you as follows:

  • Registration Information: we record information about your use of our services using our own web server and Google Analytics services, including the type of browser you use, access times, pages visited, your IP address and page visited before navigating to our services.
  • Device Information: we collect information about the device or mobile device you use to access our services, including the hardware model, operating system and version, unique device identifiers, and mobile network information.
  • Location Information: we may collect your location information from your mobile device with your prior consent. In addition, we have incorporated Google Maps into our Services and you can accept the collection of Google Maps location information in relation to your use of this map service. Any information collected through your use of Google Maps and Google Analytics will be transmitted directly to Google and will not be collected by us. Please review Google’s privacy policy for details on collecting, using, and sharing this information. For information about disabling location information collection for your device, see “Your Options” below.
  • Information Collected by Cookies and Other Tracking Technologies: We use various technologies to collect information about our services and other websites, and this may include sending cookies to your computer or mobile device. Cookies are small data files stored on your hard drive or in the device memory that help us improve our services and experience, see which areas and features of our services are popular and have visitors. For more information about cookies and how to disable cookies, see “Your Options” below.

Use of information

We may use your information, including nonpublic personal information, as follows:

  • Provide, maintain and improve our News, Articles, Products and Services;
  • Provide and deliver the products and services you request, process transactions and send you related information, including confirmations;
    Verify your identity and avoid fraud;
  • Respond to your comments, questions and requests and provide customer service;
  • Communicate with you about products, services and provide news and information that we believe will be of interest to you;
  • Monitor and analyze trends, use and activities related to our News, Articles, Products and Services;
  • Customize and improve the Services and provide ads, content or features that match user profiles or interests;
  • Process and deliver contest or promotion entries and rewards;
  • Link or combine with information we receive from others to help understand your needs and provide you with a better service; and to carry out any other purpose for which the information was collected;
  • SBM is based in France and the information we collect is governed by the law of Europe. By accessing or using the Services or providing us with information, you consent to the processing and transfer of information to and from Europe;

Disclosure of information

We may disclose any information we collect about current and former users, including nonpublic personal information, to affiliates and non-affiliated third parties as follows:

  1. With financial service providers, including financial institutions identified in their cardholder bank agreement that provide banking services in connection with their SBM transactions;
  2. With another user, when you register for a SBM account;
  3. With companies providing e-mail services that perform marketing services on our behalf such as MailChimp;

We may also share unidentified information, which can not be reasonably used to identify you.

Your options

Account information

You can modify your account profile information by logging into your account through our Services. If you wish to remove or disable your account online, please contact us, but please note that we may retain certain information as required by law or for legitimate business purposes.


You can choose not to receive emails and text messages from SBM by following the instructions in those messages. Please note that if you choose not to participate, we may still send you transactional or relationship messages, such as your account or current business relationships.

Location information

If you initially accept the collection of location information for SBM or Google Maps, you may be able to stop this collection later through your device’s operating system settings or through your online account settings.


If you initially accept the collection of location information for SBM or Google Maps, you may be able to stop this collection later through your device’s operating system settings or through your online account settings.

Functions of Sharing in Social Networks

Our services include social sharing features for common social networks to allow users to share content and comment. These features use third party services that can serve their own cookies. Using these features allows you to share the information with your friends or the public, depending on the settings you make with the entity that provides the social sharing feature. To learn more about the purpose and scope of data collection and processing in connection with social sharing functions, visit the privacy policies of the entities that provide these features.

Analytics services provided by others

We may allow others to provide analytical services on our behalf and to post advertisements on our behalf through the Internet. These entities may use cookies, web beacons and other technologies to collect information about your use of the Services and other websites, including your IP address, web browser, page views, page time, clicked links and conversion information. This information may be used by SBM and others to, among other things, analyze and track data, determine the popularity of certain content, and better understand their online activity. To learn more about the analytics service, visit the Google Analytics page.


SBM takes reasonable steps to help protect all information about you from loss, theft, misuse and unauthorized access, disclosure, alteration and destruction. In addition, SBM implements policies designed to protect the confidentiality and security of your nonpublic personal information. SBM limits access to your nonpublic personal information to employees who have a sound reason to know such information and implements security practices to protect the confidentiality and security of such information and prohibits the unlawful disclosure of such information in accordance with its policies.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

SBM, Mutual Welfare Society.

Attention: Robinson Ochoa
Virazeil, France
(+33) 768006397